Terms and Conditions
Effective Date: 4/30/2024
Welcome to the website of World Financial Group ("WFG", "we", "us", or "our"). By accessing or using our website or any services provided through our online platforms (collectively, the “Online Services”), you agree to comply with and be bound by the following Terms and Conditions (“Terms”).
If you do not agree to these Terms, please do not use our Online Services.
Use of Online Services
You agree to use the Online Services only for lawful purposes and in accordance with these Terms. You may not use the Online Services in any manner that could damage, disable, overburden, or impair any WFG server or interfere with any other party’s use of the Online Services.
Eligibility
You must be at least 18 years old to use our Online Services. By using the Online Services, you represent and warrant that you are of legal age and have the authority to enter into this agreement.
Account Registration
Some Online Services may require you to register for an account. You agree to provide accurate and complete information when creating an account and to keep your login credentials secure. You are responsible for all activity under your account.
Privacy
Your use of the Online Services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.
Intellectual Property
All content, materials, and features available on our Online Services—including text, graphics, logos, videos, and software—are the property of WFG or its licensors and are protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from our content without prior written permission.
Prohibited Conduct
You agree not to:
Use the Online Services for any illegal or unauthorized purpose;
Transmit viruses or other harmful code;
Interfere with the operation of the Online Services or attempt to gain unauthorized access to systems or data;
Post or transmit any content that is defamatory, obscene, or infringes on intellectual property rights.
Third-Party Links and Services
Our Online Services may contain links to third-party websites or services. WFG is not responsible for the content, privacy practices, or terms of use of those third parties.
Disclaimer of Warranties
The Online Services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the services will be uninterrupted or error-free.
Limitation of Liability
To the maximum extent permitted by law, WFG shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Online Services.
Indemnification
You agree to indemnify and hold harmless WFG and its affiliates, officers, agents, and employees from any claims, damages, or expenses resulting from your use of the Online Services or your violation of these Terms.
Changes to Terms
We reserve the right to modify these Terms at any time. If we make changes, we will update the “Effective Date” at the top of this document. Continued use of the Online Services after changes constitutes your acceptance of the revised Terms.
Governing Law
These Terms are governed by and construed in accordance with the laws of the state of California, without regard to its conflict of laws principles.
Contact Us
If you have any questions or comments about this Statement, please contact our Privacy Officer by email at
